Service Disclaimer for Subscribers

Important notice

This service provides general financial planning guidance only.

It does not constitute investment, legal, or tax advice. Results may vary depending on individual circumstances.

The information and services offered on this website are intended for residents of Australia seeking practical, subscription-based financial planning. We strive for accuracy and clarity, but all advice is general and not tailored to specific investment or legal needs. Results may vary. Please consult a qualified professional for specialised advice.

General notice

The content provided on balenarvia.com is for informational purposes and should not be interpreted as personalised investment, tax, or legal guidance. All planning recommendations are general and may not address your particular situation. We recommend consulting with a qualified advisor before making significant financial decisions.

Limitation of liability

We aim to deliver reliable service, but certain limitations apply.

We are not responsible for actions taken solely on the basis of website content or consultations.
No liability is accepted for losses resulting from reliance on summaries or documentation provided.
We cannot guarantee the accuracy, timeliness, or completeness of all materials and summaries.
No assurance is given regarding the achievement of any specific financial outcome. Results may vary.

Information accuracy disclaimer

While we make every effort to provide up-to-date and reliable information, we do not warrant the accuracy, completeness, or suitability of any materials displayed on this site. Information is subject to change without notice and may not reflect the latest regulatory updates or market developments.

Users should independently verify information before acting on it.

Not professional advice

Nothing on this site should be considered specific investment, legal, or tax advice. Please consult a licensed professional for matters requiring specialist expertise.

External links

Links to external sites are provided for convenience. We are not responsible for the content, availability, or accuracy of external resources or third-party websites.

No outcome guarantees or refunds

We do not guarantee any particular financial result or offer refunds. Results will vary by individual and depend on personal circumstances.

Results may vary disclaimer

Individual results depend on a variety of factors. There is no assurance of achieving any specific outcome.

Financial planning limitations

Our service is not a substitute for professional investment or legal advice.

We do not offer or promote investment products or securities.
We do not provide educational courses, investment strategies, or portfolio management.
All planning guidance is general and may not suit individual needs or financial situations.

Jurisdiction and law

This service is intended for residents of Australia only.

All activities and recommendations are governed by Australian law and regulations. Users outside Australia should not rely on this service for financial planning.

Australian law applies to all use of this service and website.

Users must comply with local laws affecting their financial decisions.

Indemnification

Users agree to indemnify balenarvia.com and its representatives against any claims arising from misuse or misinterpretation of the service.

Severability

If any provision of this disclaimer is found invalid, the remaining provisions remain effective.

Modifications

We reserve the right to update this disclaimer at any time. Please check for the latest version.

Contact us

For questions regarding this disclaimer or our services, use the details below.

Email address: content@balenarvia.com

Phone number: +61212397207

Office address: 66 Clarence Street, Sydney, NSW 2000 Australia

Effective date: August 28, 2025

Last updated: August 28, 2025